Archive for August, 2009

Texas Pet Health Insurance

The general population thinks of cowboys, Quarter Horses, rattlesnakes, Brahma bulls, and Longhorn steers when they think about the livestock and pets typically found in the Lone Star State. When they think of pets they probably think of Australian Heelers, Heinz fifty-seven mixes, barn cats, and other ranch related working animals. What you probably don’t think of is English Cocker Spaniels. You should. Texas A&M University School of Veterinary Medicine just announced that they have a new genetic test for Familial Nephropathy in English Cocker Spaniels.

Familial Nephropathy is an inherited renal disease that is recessive. Breeders of English Cocker Spaniels have been aware of Familial Nephropathy for more them fifty years. Typical symptoms of Familial Nephropathy are excessive drinking, excessive urination, the dog is suddenly loosing weight because they don’t have much of an appetite, vomiting and diarrhea. Most signs of Familial Nephropathy start to show up when the dog is somewhere between six and twenty-four months old.

Dogs that are going to develop Familial Nephropathy are difficult to predict because they are born with two completely normal kidneys. As the dog grows and develops the kidneys start to deteriorate from the lack of a certain type of collagen.

Familial Nephropathy is normally fatal. Because it is a genetic disorder most pet health insurance plans will not cover the cost of any treatments the dog owners wish to pursue. In addition to researching Familial Nephropathy Texas A&M University sees over 11,500 small animals a year. That is 11,500 pet owners that could have saved money by purchasing a pet health care policy for their family pet.

Some pet owners in the state of Texas like snakes, the more exotic the snake is the happier the pet owner. Like with all pets there are certain health care needs that snakes have that other pets do not. Typical snake health care issues can be respiratory infections, eye infections, mite infestation, metabolic bone disease, abscesses, belly burns, and parasites. The problem with pet snakes and other pet reptiles is that signs of health care issues are not as easy to identify as with their mammal counterparts.

A big part of maintaining the health and well being of your pet snake is finding a veterinarian. One of the first things you need to do when selecting a veterinarian for your snake is making sure they are comfortable around snakes. The reality of the world is that everybody has phobia and lots of people are phobic about snakes. If your veterinarian is uncomfortable handling your treasured snake they will not be able to accurately diagnosis any health problems it might be having.
In addition to the typical dogs, cats and horses, many Texans also have exotic pets such as ferrets, wallabies, glider squirrels, and Coatimundi’s. People who purchase exotic pets should realize that the more exotic the pet the harder it is going to be to find the proper veterinary care and the more the veterinary care is going to cost. Before you purchase an exotic pet you might want to research how much you could potentially spend on veterinary care during the pets life time and find out if it is possible to purchase a pet health insurance plan.

Cats are funny creatures. One minute they want to be petted and stroked, the next they are taking a swipe at your hand and acting like you are public enemy number one. Some people love the conundrum of pet cats and other people hate them.

Love them or hate them they are a still a common pet and have a whole host of potential health issues that will require veterinary care and might have their owners considering the pros and cons of pet health insurance. When cat owners first bring their brand new kitten to the vet they should have the kitten vaccinated for distemper.

Cat owners who have a cat that is entering into the golden years of its life should know that kidney failure is the most common problem senior cats have to deal with. Hairballs are often the very first thing cat owners think about when they stop to consider possible threats to their cats health. Hairballs are clumps of hair that can be found in the cats digestive system. Cat owners can purchase food additives that will help eliminate hairball. In extreme cases the cat will have to undergo surgery to have a hairball removed.

Just like their owners cats can develop urinary tract infections. Cats who have a urinary tract infection generally cry when they are using their litter box. If a cat is suddenly missing the litter box and having accidents around the house it could be a sign of a urinary tract infection. Treating the urinary tract infection generally depends on the type of infection. After doing tests to determine the origin of the infection vets will normally put the cat on a round of antibiotics. If the infection has spread to the kidneys or caused a blockage immediate veterinary action is needed.

Cats kept indoors do not usually develop upper respiratory problems. Cats that have a respiratory illness often cough, sneeze, have runny noses, discharge from the eyes, and are listless. Some cats will run a fever. Just like humans cats that have an upper respiratory illness are contagious and should be kept separate from other cats. Cats with upper respiratory problems should be encouraged to drink lots of fluids. If your cat develops a fever take him to the veterinarian for a round of antibiotics. High fevers, if left untreated, can lead to brain damage and death.

Some cats are prone to getting abscesses. Abscesses are wounds, sometimes small, that heal over, trapping infection under the skin. As the pus gathers a bump will appear on the cats skin. Cats with abscesses could be taken to the veterinarians office to have the abscess lanced (cut open), drained, and an antibiotic cream applied. Depending on the abscess veterinarians might attach a tube to the animal to let the pus drain. When the abscess has been drained, cleaned, and dressed the veterinarian will probably prescribe a round of antibiotics. Some cats that have abscesses will run a fever.

Lots of pet cats develop diabetes. Many pet health insurance plans will help offset the cost of vet bills.

Potential Problems for AKC Dog Owners who Wish to Purchase Health Insurance

There are times when adopting that shaggy non-descript mutt at the neighborhood shelter is an advantage over purchasing an expensive AKC model. The first advantage is the start up cost, AKC registered pups seldom start at less them three hundred dollars from there the prices can sore into the thousands. The adoption fee for your local pound puppy shouldnt be more then two hundred bucks and a lot of times they are up to date on all their shots and are already neutered or spayed.

The second time you will notice an advantage to your pound puppy is when you purchase liability insurance. Liability insurance is an insurance policy that will pay out to the injured party if your dog suddenly bites somebody. Several breeds recognized by the American Kennel Club are on several liability insurance companies list of high risk dogs and cost the owner an extra high premium. Many dogs who were bred to be guard dogs are considered a high liability.

The third time you will see a distinct advantage to your pound puppy is if you choose to purchase pet health care insurance. Many pet health care insurance companies will not insure against potential genetic disorders that are common in a particular breed.

Owners of English Cocker Spaniels may experience a difficult time insuring the their puppies kidneys until the dog is past its second birthday. English Cocker Spaniels have been known to develop a genetic condition called Familial Nephropathy. A puppy with Familial Nephropathy kidneys will start shutting down between the ages of six months and two years old. This disease is normally fatal. Right now there is not a really good way of identifying what puppies might develop Familial Nephropathy.

Owners who purchase large dog breeds that have a history of hip dysplasia such as the American Staffordshire Terrier’s, Great Danes, German Shepards, Rottweilers, and Caucasian Mountain Dog’s. Hip dysplasia is a hereditary disease that affects the hip joints of the dog. Dogs that have hip dysplasia walk with a loose wobbly gait; they usually have a hard time bringing their hind legs up and underneath themselves. Most pet health insurance companies will probably not be able to insure there new puppies hips until a test has been run and the puppy is declared sound and dysplasia clear.

Bulldogs have a history of breathing problems because of their flat face and smashed breathing passages; they are prone to heat stroke, sleep apnea, birthing problems, cherry eye, allergies, hip problems, and cataracts. Great Danes have a genetic history of slow metabolism, bloat, twisted gut, hip dysplasia, congenital heart problems yeast infections, and staph infections. If you buy a Great Dane that is mostly white in color it will probably be deaf and possibly blind. Some pet health insurance companies wont insure the eyes of certain dogs unless the puppy was bred by a breeder certified by the Canine Eye Registration Foundation (CERF). Breeders that hold a certification from this foundation have been acknowledged as breeding puppies with no known eye health problems.